Health insurance
Students and staff participating in Erasmus+ mobility programs must have insurance coverage appropriate to the type of mobility and covering the entire duration of the mobility. Insurance coverage may vary for study, traineeship, and staff mobility programs.
Minimum Guarantee
30,000 Euros
Validity
Full Mobility Period
Students
Learning and Internships
Staff
Travel Health Insurance
Your insurance must cover the entire duration of your trip.
The policy's start and end dates must align with your mobility dates. Policy dates that cover only a portion of your mobility period, or for example... “"maximum 92 days"” Policies containing provisions that limit the duration of mobility, such as those mentioned above, are not suitable if they do not cover the entire mobility period.
Erasmus+ Student Mobility Programs
Health Insurance for Students
The scope of insurance required for Erasmus+ students varies depending on the type of mobility they participate in. Please review the following requirements separately for study and traineeship mobility.
Studies Mobility
Students participating in the Erasmus+ Learning Mobility program will have access to funds covering the entire mobility period. travel health insurance He/She needs to have it done.
Travel Health Insurance
The policy's coverage amount for healthcare expenses. minimum 30,000 Euros It must be valid and cover the entire duration of the student's Erasmus+ learning mobility.
Minimum Health Coverage
30.000 €
For the entire mobility period
- The policy includes at least health coverage. 30,000 Euros should be.
- Insurance start and end dates must cover the entire period of mobility.
- There should be no daily restrictions that make the total validity of the policy shorter than the duration of the trip.
- Policies that do not cover the entire mobility period, especially due to clauses such as "limited to 92 days," "valid for a maximum of 92 days," or similar statements, are not suitable.
- The insurance document must clearly display the insured's name, validity dates, and coverage information.
Traineeship Mobility
In addition to health insurance, for Erasmus+ Traineeship Mobility... accident And personal responsibility Their scope must also be included.
Health insurance
The amount of coverage that covers healthcare expenses. minimum 30,000 Euros The policy must be valid for the entire mobility period.
Accident Insurance
Regarding accidents that may occur during internships accident insurance / accident clause It must be clearly stated in the policy.
Personal Responsibility
Regarding potential harm to third parties during the internship process personal liability clause It must be included in the policy.
Health insurance alone is not sufficient for intern students.
In addition to health coverage, the insurance document submitted for Erasmus+ Traineeship Mobility includes health insurance. accident And personal responsibility Their scope must also be included.
Erasmus+ Staff Mobility
Health Insurance for Staff
Staff participating in Erasmus+ Teaching and Training Mobility programs are required to have travel health insurance covering the entire duration of their stay abroad.
Travel Health Insurance
Travel health insurance valid for the period the employee will be abroad must be arranged.
Minimum 30,000 Euros
Policy coverage for health expenses at least 30,000 Euros It is necessary.
All Mobility
The insurance policy must cover the entire duration of the employee's Erasmus+ mobility period.
Check your policy for the dates.
Before submitting your travel health insurance document, please ensure that the start and end dates on the policy cover your entire travel dates.
Germany · Social Security
Social Security Health Benefits and A/T 11 for Germany
Under the social security agreement between Türkiye and Germany, some participants who meet the eligibility criteria according to Turkish Social Security Institution (SGK) regulations may be able to receive health benefits through SGK in Germany.
A/T 11 procedures are handled by SGK (Social Security Institution).
Whether the participant's social security status and mobility status are in accordance with the A/T 11 application. It is evaluated by the Social Security Institution. The authority to prepare the A/T 11 forms belongs to the Social Security Institution (SGK).
Application to the Coordinator
Participants who will be undertaking a mobility program to Germany and are eligible to benefit from the Social Security Institution (SGK) scheme should contact the Coordinator's Office to have the necessary document prepared. They apply by submitting a petition.
Application to the Social Security Directorate
The application is submitted to the Provincial Social Security Directorate or Social Security Center, along with the relevant letter issued by the university and other documents requested by the Social Security Institution (SGK).
The Social Security Institution (SGK) will assess eligibility.
The participant's social security status and application requirements are evaluated by the Social Security Institution (SGK). If the requirements are met, the relevant health assistance certificate is issued by the SGK.
Accessing Healthcare
After the issued health assistance document has been duly submitted to the relevant institution in Germany, the participant can benefit from health assistance within the framework of the contract provisions and German legislation.
A/T 11 is not automatically set for each participant.
Eligibility for A/T 11 and other SGK (Social Security Institution) health assistance documents is determined by SGK based on the participant's insurance status, nature of mobility, duration, and other social security conditions. The letter provided by the university does not replace SGK's final assessment.
Additional insurance coverage continues during internship mobility.
Eligibility for health assistance under the Social Security Institution (SGK) is required for Erasmus+ Traineeship Mobility. accident And personal responsibility It does not eliminate insurance obligations.
Social Security Agreements
Countries that provide health assistance
The countries to which Türkiye is a party, and which provide health benefits under social security agreements, are listed below. Eligibility requirements for health benefits vary depending on the country, insurance status, and reason for being abroad.
The existence of an agreement is not sufficient on its own.
Social security agreements covering health benefits exist with the countries listed below. However, for a participant to benefit from this right, their own insurance status and purpose of travel must comply with the scope of the relevant agreement.
| Country | SGK Health Assistance | General Insurance Coverage |
|---|---|---|
| Germany | It is being implemented. | 4/1-(a), 4/1-(b), 4/1-(c) |
| Albania | It is being implemented. | 4/1-(a) |
| Austria | It is being implemented. | 4/1-(a) |
| Azerbaijan | It is not yet implemented. | 4/1-(a) |
| Belgium | It is being implemented. | 4/1-(a), 4/1-(b), 4/1-(c) |
| Bosnia and Herzegovina | It is being implemented. | 4/1-(a) |
| Czech Republic | It is being implemented. | 4/1-(a) |
| France | It is being implemented. | 4/1-(a) |
| Croatia | It is being implemented. | 4/1-(a) |
| Holland | It is being implemented. | 4/1-(a) |
| Italy | It is not yet implemented. | 4/1-(a), 4/1-(b), 4/1-(c) |
| Montenegro | It is being implemented. | 4/1-(a), 4/1-(b), 4/1-(c) |
| TRNC. | It is being implemented. | 4/1-(a), 4/1-(b), 4/1-(c) |
| North Macedonia | It is being implemented. | 4/1-(a) |
| Luxembourg | It is being implemented. | 4/1-(a) |
| Hungary | It is being implemented. | 4/1-(a), 4/1-(b), 4/1-(c) |
| Romania | It is being implemented. | 4/1-(a) |
| Serbia | It is being implemented. | 4/1-(a) |
| Tunisian | It is not yet implemented. | 4/1-(a), 4/1-(b), 4/1-(c) |
Important
The insurance statuses in the table represent the general scope of the Social Security Institution (SGK). Some countries have special provisions and exceptions for temporary stays, studies, tourist travel, permanent residency, or family members. It is necessary to check the current conditions with the SGK before applying. This table is for informational purposes only; up-to-date information can be accessed through the SGK website. The Coordinator cannot be held responsible for any loss of rights arising from the table being outdated.
Erasmus+ Students
Documents that may be required for SGK (Social Security Institution) Health Assistance
Individuals who will be going to a country with which Turkey has a social security agreement and which has a healthcare program, for study purposes under the Erasmus+ program, and who are entitled to benefits under the Social Security Institution (SGK) regulations, may be asked to provide various documents by the SGK.
Erasmus+ Article
A document from the student's university in Türkiye showing that they have participated in a mobility program under the Erasmus+ program can be submitted to the Social Security Institution (SGK).
Academic Term Dates
The Social Security Institution (SGK) may request a document from the host institution showing the training or semester dates.
Yabancı dildeki belgeler
SGK’nın yayımladığı bilgilere göre, ilgili başvuruda sunulan yabancı dildeki belgelerin Türkçe tercümelerinin de ibraz edilmesi gerekmektedir.
Points to Consider
SGK Sağlık Yardımı ile Erasmus+ Sigorta Şartları Aynı Değildir
Sosyal Güvenlik Sözleşmesi
SGK sağlık yardım belgeleri, Türkiye’nin ilgili ülkeyle yaptığı sosyal güvenlik sözleşmesi kapsamında sağlık hizmetlerinden yararlanılmasına ilişkin belgelerdir. Uygunluk SGK tarafından değerlendirilir.
Hareketlilik Sigorta Yükümlülükleri
Erasmus+ hareketliliklerinde istenen sağlık, kaza ve kişisel mesuliyet kapsamları hareketlilik türüne göre ayrıca değerlendirilir. Özellikle staj hareketliliklerinde SGK sağlık yardımı kaza ve kişisel mesuliyet kapsamlarının yerine geçmez.
Resmî Kaynaklar
SGK Yurt Dışı Sağlık İşlemleri
Sosyal güvenlik sözleşmeleri, ülke bazlı uygulamalar ve sağlık yardımı belgelerine ilişkin güncel bilgiler için Sosyal Güvenlik Kurumunun resmî kaynaklarını inceleyiniz.